Updated: August 1, 2025 8:36 AM IST 
The words “8th Pay Commission” bring hope and excitement to lakhs of central government employees and pensioners across India. From social media posts to office lunch breaks, one question is on everyone’s mind i.e. “How much will our salary increase this time?” Most discussions usually begin with the lowest pay level (Level-1), but it’s important to remember that a large number of employees work in the middle levels, which form the backbone of the country’s administrative system.
So, what will the new basic pay be? What fitment factor will be used? How much will HRA (House Rent Allowance) and TA (Travel Allowance) add to the total salary?
If you’re also wondering about these things, don’t worry as here we explain how you can use an “8th CPC Salary Calculator” to get a rough idea of your expected revised salary, including all the main components.
Before we calculate the salary for Level-5 employees, it’s important to understand what the fitment factor is. It is s a multiplier used to calculate your new basic salary by multiplying it with your current basic salary. This factor plays the biggest role in how much your pay increases.
In the 7th Pay Commission, the fitment factor was 2.57.
There’s no official confirmation yet, but several reports mention possible figures like 1.92, 2.08, and even 2.86. For a realistic and conservative estimate, here we will base our calculation on the 1.92 fitment factor.
Below is a comparison based on three commonly discussed fitment factor values: 1.92, 2.08, and 2.86.
| Pay Level | Current Basic Pay (7th CPC) | With 1.92 Fitment Factor | With 2.08 Fitment Factor | With 2.86 Fitment Factor |
|---|---|---|---|---|
| Level 1 | Rs. 18,000 | Rs. 34,560 | Rs. 37,440 | Rs. 51,480 |
| Level 2 | Rs. 19,900 | Rs. 38,208 | Rs. 41,392 | Rs. 56,914 |
| Level 3 | Rs. 21,700 | Rs. 41,664 | Rs. 45,136 | Rs. 62,062 |
| Level 4 | Rs. 25,500 | Rs. 48,960 | Rs. 53,040 | Rs. 72,930 |
| Level 5 | Rs. 29,200 | Rs. 56,064 | Rs. 60,736 | Rs. 83,512 |
| Level 6 | Rs. 35,400 | Rs. 67,968 | Rs. 73,632 | Rs. 1,01,244 |
| Level 7 | Rs. 44,900 | Rs. 86,208 | Rs. 93,392 | Rs. 1,28,414 |
Let’s look how your monthly salary might look under the 8th Pay Commission, assuming you’re a Level-5 central government employee.
This new basic pay becomes the base for all further calculations.
When a new pay commission comes into effect, DA is reset to zero. This is because the rise in inflation over the years is already adjusted into the new basic pay.
DA in 8th Pay Commission (initially): Rs. 0
HRA depends on the type of city you’re posted in:
Assuming you are in an X category city, the HRA is calculated as:
Now, let’s add everything:
Your gross salary is not your take-home (net) salary, as some mandatory deductions apply:
Therefore, a Level-5 employee can expect to receive around Rs. 70,627 per month in hand, once the 8th Pay Commission is implemented.
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