When it comes to checking the provident fund balance most of us find ourselves at sea. Every month a portion of our salary gets deducted but we fail to track how much corpus has been accumulated. In case you want to know the total accumulated balance in your Employees’ Provident Fund (EPF) and are unable to do so, then the good news is it is very easy to check and all you need is Universal Account Number (UAN) by the EPFO. Also Read - Don't Fall For Fraudulent Calls, EPFO Alerts Account Holders

If you do not know your 12-digit UAN, you can get it through your employer. UAN helps you to transfer PF money from one account to another as you change job. Also Read - EPFO Bonanza: These Central Govt Employees to Get 60 Days Bonus Ahead of Diwali

Here are 3 easy steps to check your EPF balance online through e-passbook.

Step 1: Go to the website www.epfindia.gov.in.  Click on Services >> For Employees >> Member Passbook Also Read - Your in-Hand Salary May Rise as Government Suggests cut in PF contribution: Report


Step 2: Key in your UAN number and password on the page. If your UAN number is not activated go to https://unifiedportalmem.epfindia.gov.in/memberinterface/. You can activate your UAN by clicking on the link given at right-hand side to activate it. After filling in the details, UAN gets activated after 4 days.


Step 3: Once you log into the website, you can see the passbook of all previous organisations where you worked. You can check the balance lying with each organisation.


After checking the balance, make sure to consolidate all your PF accounts into an existing account. It is always good to transfer all your previous PF accounts as it becomes easier to manage. You can even transfer the previous balances online with the help of the UAN number. You need to go to the website, click on the online transfer service, give your UAN number and you will be able to transfer your PF balance in a single click.

Last but not the least, always transfer your PF balance and avoid withdrawing it to cash in on the power of compounding.