With less than 24 hours to go, it is expected that National Healthcare policy or ‘Ayushman Bharat’ will be announced by Prime Minister Narendra Modi from the ramparts of Red Fort on August 15. The scheme was announced by Finance Minister Arun Jaitley in this year budget to provide cashless healthcare facilities to poor and backward families at empanelled hospitals. The full-scale roll-out of National Healthcare policy, however, expected from September 25. Also Read - COVID-19 Testing, Treatment Free For Ayushman Bharat Beneficiaries: NHA
The Ayushman Bharat- National Health Protection Scheme aims to provide insurance cover of Rs5 lakh per family to over 10 crore poor families for secondary and tertiary care hospitalisation. Also Read - Modi Government Likely to Bring Health Scheme For Middle Class, NITI Aayog Prepares Road Map
It will work like a health insurance policy to cover hospitalisation expenses. It is however not yet clear how much premium will be charged by the beneficiary and how much premium the government will pay for the insurance coverage. Also Read - Ayushman Bharat Completes 1 Year, 'Around 50,000 Beneficiaries Outside Home State' Tweets PM Modi
Haryana government has already announced that it will launch the Ayushman Bharat-Haryana Health Protection Mission on August 15. On a pilot basis, the scheme would be implemented in one government hospital in each of the 22 districts, one ESI hospital and one medical college.
Under the scheme, the government would provide the Socio-Economic and Caste Census (SECC) an insurance cover of Rs 5 lakh. The Haryana government would provide benefits to families in defined in the SECC 2011 database. The beneficiary will be provided with a card with a unique QR code to be given at the hospital for availing cashless facilities.
It said 58 government and 32 private hospitals in the state would be empanelled for the pilot project. The government has identified treatment packages for 1,350 conditions. The release said Ayush Mitras would be appointed in all empanelled government hospitals to assist patients in availing the facilities under the scheme.
Vijay Rupani, Gujarat Chief Minister, has also said that the state government will implement Bharat Ayushman programme which is expected to be launched this month.
The National Health Protection Mission will replace the UPA government scheme Rashtriya Swasthya Bima Yojana (RSBY) and it is still to be seen what state governments will do that have their own health insurance policies. For example there is Aarogyasri in Andhra Pradesh, Mukhyamantri Swasthya Bima Yojana in Jharkhand and Uttarakhand, Biju Krushak Kalyan Yojana in Odisha and Comprehensive Health Insurance Scheme in Kerala.