Being a poor country, India was facing lot of challenges in providing good basic health services. So, it has seen very high rate of maternal and neonatal mortality. After adopting economic reforms in 1991, India changed its investment direction from industrial development to development of poor, women, rural areas and weaker section of society. Also Read - CBSE & ICSE Board Exams 2021: Top 7 Things to do For Preparation |Watch Video

Disinvestment and privatization gave support in increasing budgetary provision for different schemes for poor, needy, women, children and weaker section of the Indian society. Janani Suraksha Yojana (JSY) is an important scheme launched by Government to control high rate of maternal and neonatal mortality in India. Also Read - CBSE Board Exam 2021: Tips to Cope Up With Stress For Children And Parents | Watch Video

About the Janani Suraksha Yojana (JSY) Also Read - Telangana Schools to Reopen for Classes 6 and 8 After Nearly 11 Months

The Janani Suraksha Yojana (JSY) is a centrally sponsored Scheme which is being implemented with the objective of reducing maternal and infant mortality by promoting institutional delivery among pregnant women.

Janani Suraksha Yojana (JSY) was launched in April 2005 by modifying the National Maternity Benefit Scheme (NMBS). The NMBS came into effect in August 1995 as one of the components of the National Social Assistance Programme (NSAP). The scheme was transferred from the Ministry of Rural Development to the Department of Health & Family Welfare during the year 2001-02.

Under the JSY, eligible pregnant women are entitled for cash assistance irrespective of the age of mother and number of children for giving birth in a government or accredited private health facility.  The scheme focuses on poor pregnant woman with a special dispensation for states that have low institutional delivery rates, namely, the states of Uttar Pradesh, Uttarakhand, Bihar, Jharkhand, Madhya Pradesh, Chhattisgarh, Assam, Rajasthan, Odisha, and Jammu and Kashmir.  While these States have been named Low Performing States (LPS) under the scheme, the remaining States/UTs have been named High Performing States (HPS).

The scheme also provides performance based incentives to women health volunteers known as ASHA (Accredited Social Health Activist) for promoting institutional delivery among pregnant women. Cash entitlement for different categories of mothers is as follows:

         Cash Assistance for Institutional Delivery (in Rs.)

CategoryRural AreaUrban Area
Mother’s packageASHA’s packageMother’s packageASHA’s package

 Cash assistance for home delivery

BPL pregnant women, who prefer to deliver at home, are entitled to a cash assistance of Rs. 500 per delivery regardless of the age of pregnant women and number of children.

Direct Benefit Transfer under JSY

Direct Benefit Transfer (DBT) mode of payment has been rolled out in 43 districts with effect from 1.1.2013 and in 78 districts from 1.7.2013. Recently, instructions have been issued to all States/UTs regarding extension of DBT mode of payment throughout the country in all districts. Under this initiative, eligible pregnant women are entitled to get JSY benefit directly into their bank accounts.

It is notable fact that number of beneficiaries under Janani Surakshsa Yojana has increased manifold. It has grown from 7.38 lakh beneficiaries in 2005-06 to 104.38 lakhs in 2014-15. This is an indicator of high awareness levels among the pregnant women about the scheme.  About 9 lakh ASHA workers get performance based incentives under JSY for motivating pregnant women to give birth in a health facility is an indication of high awareness about the scheme. The important aspect is that out of the total JSY beneficiaries reported in 2014-15, nearly 87% beneficiaries belong to rural areas. It is very positive sign.

Source: PIB