Budget smartphones are dime a dozen these days. Brands like Xiaomi are refining an already winning formula and offering value for money smartphones. The phone manufacturers are launching devices with a massive display, quad rear cameras, and powerful hardware. A few months back, Samsung launched Galaxy M30s, which not only packs a 48-megapixel rear camera and a big 6.4-inch display, but also a whopping 6,000mAh battery. It would have been impossible to even imagine this level of features for less than Rs 15,000 a few years back.

Apart from features and specifications, brands like Realme are also prioritizing design in the budget segment. You will also find a pop-up selfie camera phone as well as a device with a modern punch-hole display design. These features are available on phones under Rs 20,000 price point. If you are looking for a good mobile phone under the same price range, then check out our list.

Watch: Top 5 smartphones to launch in December 2019

Best mobile phone under Rs 20,000 in India

Xiaomi Redmi K20

The Redmi K20 is priced at Rs 19,999 in India. This is currently the best phone (under the Rs 20,000 price segment) that you can buy right now. The device offers impressive camera hardware, smooth performance, and stunning design. You get an AMOLED display, which is just great as the colors are punchy with deeper blacks in comparison to LCD screens. There is also a pop selfie camera as well as an in-display fingerprint sensor, which is quick enough.

It features a triple rear camera setup, including a 48-megapixel shooter with f/1.8 aperture. The Redmi K20 uses Sony IMX582 sensor. Apart from these, the handset also packs a beefy 4,000mAh battery and even ships with the latest Android 10 OS, which is quite impressive.

FeaturesXiaomi Redmi K20
PriceRs 19,999
ChipsetQualcomm Snapdragon 730 SoC
OSAndroid 9.0 Pie
DisplayAMOLED-6.39-inch full HD+ display, 19.5:9 aspect ratio-2340×1080 pixels
Internal Memory6GB RAM with 64GB storage
Rear CameraTriple – 48MP + 8MP+ 13MP
Front Camera20MP
Battery4,000mAh

Samsung Galaxy M30s

The biggest highlight of this phone is its massive 6,000mAh battery, but still, the phone only weighs at 174 grams. If battery life is your top priority, then you should buy the Galaxy M30s. It should be noted that the supplied 15W charger tops up the phone in about two and a half hours. The handset also features a modern USB Type-C port. Apart from the long battery life, you also get an AMOLED display, which is bright, clear, and punchy.

Samsung has also put in its latest mid-range Exynos 9611 chipset. The complete specifications for the rear camera include a 48-megapixel primary sensor with an f/2.0 aperture, assisted by a 5-megapixel depth camera, and an 8-megapixel ultra-wide-angle lens with a 123-degree field of view. The camera performance of this phone is decent in daylight. You can check the detailed Samsung Galaxy M30s review on our BGR India website. This Samsung Galaxy phone is priced at Rs 13,999 in India.

FeaturesSamsung Galaxy M30s
PriceRs 13,999
ChipsetExynos 9611
OSAndroid 9 Pie with OneUI
Display6.4-inch FHD+
Internal Memoryup to 128GB, up to 6GB RAM
Rear CameraTriple – 48MP+5MP+8MP
Front Camera16MP
Battery6000mAh

Xiaomi Redmi Note 8 Pro

If your budget is restricted, then you can buy the latest Redmi Note 8 Pro smartphone from Xiaomi. It is the best budget device as the overall features and the level of performance it offers is impressive compared to its rivals. The Redmi Note 8 Pro is being promoted as a phone for gamers as it packs a MediaTek G90T SoC. We didn’t encounter any major issues while playing games like PUBG Mobile or Call of Duty, and the experience was smooth enough.

You also get a big 4,500mAh battery, which should give you more than a day’s battery life with moderate usage. Apart from these, there is also a 6.53-inch FHD+ display with support for HDR. The Redmi Note 8 Pro with 6GB RAM + 64GB storage is priced at Rs 14,999. The 6GB and 8GB RAM variants with 128GB storage will be available for Rs 15,999 and Rs 17,999 respectively.

FeaturesXiaomi Redmi Note 8 Pro
PriceRs 14,999
ChipsetMediatek G90T SoC
OSAndroid 9 Pie
Display6.53-inch FHD+
Internal Memory6GB RAM with 64GB storage
Rear CameraQuad – 64MP + 8MP + 2MP + 2MP
Front Camera20MP
Battery4,500mAh

Xiaomi Poco F1

The Poco F1 is the flagship smartphone from Xiaomi, which features top of the line hardware, which includes Snapdragon 845 SoC, up to 8GB RAM, 256GB storage. This phone is a beast if all you want is a raw performance to play heavy titles like PUBG Mobile, Call of Duty and more. In daylight, you can get good shots with this phone. It features dual rear cameras, and a notched display with IR face unlock. The base model with 6GB RAM and 64GB storage is priced at Rs 14,999, whereas the top model with 256GB storage and 8GB RAM is priced at Rs 18,999.

FeaturesXiaomi Poco F1
PriceRs 14,999
ChipsetSnapdragon 845 octa-core SoC
OSAndroid 8.1 Oreo
Display6.18-inch Full HD+-2160 x 1080 pixels
Internal Memory6GB of RAM with 64GB of storage
Rear Camera12MP + 5MP
Front Camera20MP
Battery4,000mAh

Realme XT

Realme XT is the best and one of the top smartphones in India. It offers a 64-megapixel camera. The company has added the Samsung ISOCELL Bright GW1 sensor for the main 64-megapixel camera. It is capable of capturing impressive, and detailed images in good light conditions. The device’s charger takes around 1 hour and 30 minutes to fully top the phone. It features a beefy 4,000mAh battery. There is also a powerful Qualcomm Snapdragon 712 AIE SoC for zippy performance. The Realme XT is quite similar to the Realme 5 Pro, and if your budget if not restricted, then you should go for the Realme XT.

FeaturesRealme XT
PriceRs 15,999
ChipsetQualcomm Snapdragon 712 SoC
OSAndroid 9 Pie
Display6.4-inch FHD+
Internal Memory6GB RAM with 64GB storage
Rear CameraQuad – 64MP + 8MP + 2MP + 2MP
Front Camera16MP
Battery4,000mAh

Samsung Galaxy A50s

The Samsung Galaxy A50s is a well-rounded smartphone. If you are looking for a non-Chinese phone, then you should consider this phone. It comes with an attractive and reflective multi-color chrome finish on the back panel. It has a bright and vibrant display as it features a Super AMOLED panel. You also get a big 6.4-inch Infinity-U display, which quite good for binge-watching. This Samsung phone is available in 4GB and 6GB RAM options with 128GB storage.

The device packs a 4,000mAh battery, which should give you a day’s battery life. It also supports 15W fast charging tech over Type-C. The Galaxy A50s is equipped with a 48-megapixel primary rear camera. It can capture some detailed shots with good colors in daylight. The setup is assisted by an 8-megapixel ultra-wide-angle camera and a 5-megapixel sensor for depth sensing. There is also an in-display fingerprint sensor.

FeaturesSamsung Galaxy A50s
PriceRs 19,999
ChipsetExynos 9610 octa-core
OSAndroid 9 Pie with One UI
Display6.4-inch Super AMOLED FHD+
Internal Memory4GB RAM with 128GB storage
Rear CameraTriple – 48MP + 8MP + 5MP
Front Camera32MP
Battery4,000mAh

Realme 5 Pro

The Realme 5 Pro draws its power from a Qualcomm Snapdragon 712 SoC, which is made on 10nm process. It is armed with a 4,035mAh battery with VOOC 3.0 fast charging support. The phone’s overall performance is competitive. It should deliver one full day’s battery life with moderate usage. The handset also offers support for VOOC 3.0, which adds 50 percent of charge in around 30 minutes, which is quite impressive. The handset features a 6.3-inch full HD+ display, which is good enough for consuming video content and playing games. But, with Samsung phones, you get an AMOLED panel, which you will find on premium phones.

FeaturesRealme 5 Pro
PriceRs 13,999
ChipsetQualcomm Snapdragon 712 SoC
OSAndroid 9 Pie with ColorOS 6
Display6.3-inch FHD+-2340x1080pixels
Internal Memory4GB RAM + 64GB storage
Rear CameraQuad cameras – 48MP + 8MP + 2MP + 2MP
Front Camera16MP
Battery4,035mAh

Oppo K3

Oppo launched the K1 as one of the cheapest smartphones with an in-display fingerprint sensor. Later, the Chinese smartphone maker also launched Oppo K3. At that time, this device was the cheapest phone with an in-display fingerprint sensor and pop-up selfie camera. It is not much different from Realme X in terms of specifications. However, it has a gradient back that will appeal to a lot of consumers. Powered by Snapdragon 710, the smartphone comes with 6GB or 8GB RAM and 64GB or 128GB storage. The 6GB RAM variant is priced at Rs 16,990 while the 8GB RAM variant is available for Rs 18,990.

FeaturesOppo K3
PriceRs 16,990
ChipsetSnapdragon 710 SoC
OSAndroid 9 Pie
DisplayAMOLED- 6.5-inch full HD+
Internal Memory6GB RAM + 64GB storage
Rear Camera16MP + 2MP
Front Camera16MP
Battery3,765mAh

Vivo Z1 Pro

The Vivo Z1 Pro offers a contemporary punch-hole display design. It is among the most affordable gaming smartphone. It has a gaming assistant and mode rolled into one called Game Cube. The Vivo Z1 Pro is available starting from Rs 12,990 in India. The device comes with a beautiful dual-tone background with a reflective glass finish. The Z1 Pro features a massive 6.53-inch display, 4GB or 6GB of RAM and 64GB or 128GB storage. There is also a triple rear camera setup and a 32-megapixel selfie shooter. It packs a 5,000mAh battery as is the trend these days.

FeaturesVivo Z1 Pro
PriceRs 12,990
ChipsetQualcomm Snapdragon 712 octa-core
OSAndroid 9 Pie with Funtouch OS 9
Display6.53-inch Full HD+, 19.5:9 aspect ratio-1080 x 2340 pixels
Internal Memory4GB of RAM with 64GB storage
Rear Camera16MP + 8MP + 2MP
Front Camera32MP
Battery5000mAh

Nokia 7.2

The Nokia 7.2 is a new mid-range premium device from Finnish company HMD Global. It sports a glass back and features a 6.3-inch Full HD+ LCD display. There is PureDisplay technology with high brightness of 500 nits and HDR support. The display is protected by Corning Gorilla Glass and supports always-on display mode. Powered by Snapdragon 660 SoC, the smartphone comes with 4GB or 6GB of RAM and 64GB storage.

On the back, the Nokia 7.2 features a 48-megapixel main camera with f/1.8 aperture and phase detection autofocus. It is paired with an 8-megapixel ultrawide camera and a 5-megapixel depth sensor. It uses Zeiss optics and is capable of recording 4K videos at 30 frames per second. For selfies, the smartphone comes equipped with a 20-megapixel sensor.

FeaturesNokia 7.2
PriceRs 16,590
ChipsetSnapdragon 660 SoC
OSAndroid Pie
Display6.3-inch Full HD+
Internal Memory4GB RAM + 64GB storage
Rear CameraTriple – 48MP + 8MP + 5MP
Front Camera20MP
Battery3,500mAh